SMS Banking is a convenient and secure service that allows you to perform basic banking inquiries and receive real-time alerts directly on your mobile phone via SMS (Short Message Service). This service is available to all customers of Sri Ganapathi Urban Co-Operative Bank Ltd. who have registered their mobile number with the bank.
Services Available via SMS Banking:
♦ Balance Enquiry: Get an instant update on your account balance.
♦ Mini Statement: Receive a mini statement showing the last few transactions in your account.
♦ Transaction Alerts: Get notified instantly for credits and debits in your account (e.g., salary credit, ATM withdrawal, online payments).
♦ Cheque Status Inquiry: Check the current status of a cheque you have issued.
♦ And more... (Please contact the bank for a full list of available services and their corresponding keywords).
How to Use SMS Banking:
♦ Registration: Ensure your mobile number is registered with your account at any branch of Sri Ganapathi Urban Co-Operative Bank Ltd. If it's not, please visit your home branch and fill out the required form.
♦Keywords: Use the specific keywords provided by the bank to access different services. For example, a keyword for balance inquiry might be "BAL" or "BALANCE".
♦ SMS Format: The SMS should be sent to the designated bank's number in the correct format.
Benefits of SMS Banking:
Important Note:
1. Never share your PIN, password, or any other confidential information via SMS or any other medium.
2. The bank will never ask for your personal details over the phone or through SMS.
3. Please be aware of potential phishing scams and always verify the sender's details.
